Asset 7: Excel Logic Matrix (Session 2)
Session 2: Market Realities & Sourcing

This reference workbook details the mathematical frameworks programmed into commercial contracts to calculate floating physical prices using LME Averages, Quotational Periods (QPs), and Physical Premiums.

STEP 1: The LME Average (Base Price)

Kamal ships 500 tons of copper in March. The contract specifies a Quotational Period (QP) of M+1 (Month After Shipment). Therefore, the pricing month is April. The contract calculates the base price by averaging every daily LME Settlement Price during April to smooth out daily volatility.

CellData LabelForensic Input Value
B2Shipment Month (M)March
B3Pricing Month (M+1)April
B4Sum of all April Daily LME Settlement Prices$191,100 USD
B5Number of LME Trading Days in April21 Days

LME Base Average Algorithm (Cell B6):

= B4 / B5

Logic: Total daily prices ($191,100) divided by 21 trading days.
LME Base Price for April: $9,100.00 USD / Ton.

STEP 2: The Physical Premium (Profit Margin)

The LME price only covers pure metal sitting in a London warehouse. Kamal had to mine it, process it, and ship it. He adds a negotiated fixed dollar amount to the floating LME base price to lock in his operational profit.

CellData LabelForensic Input Value
C2LME Base Price (April Average from Step 1)$9,100.00 USD
C3Logistics Cost Recovery$100.00 USD / Ton
C4Grade/Purity Markup$50.00 USD / Ton

Final Invoice Price Algorithm (Cell C5):

= C2 + SUM(C3:C4)

Logic: $9,100 (LME) + $150 (Total Premium) = $9,250.00 USD / Ton.
Kamal is protected. If the LME drops, the base price drops, but his $150 margin for logistics and quality remains completely intact.

STEP 3: Provisional vs. Final Invoice Settlement

Because the M+1 QP means the final price isn't known until the end of April, Kamal issues a Provisional Invoice in March for 90% upfront cash, and a Final Invoice in May to settle the difference.

CellData LabelForensic Input Value
D2Total Volume500 Tons
D3Provisional Price (Estimate used in March)$8,900 / Ton
D4Provisional Payment Received (90% of Estimate)$4,005,000 USD
D5Final Actual Price (April Average + Premium)$9,250 / Ton

Final Settlement Balance Algorithm (Cell D6):

= (D2 * D5) - D4

Logic: Total Actual Value (500 tons × $9,250 = $4,625,000) MINUS the $4,005,000 already paid provisionally in March.
Final Settlement Wire Due to Kamal: $620,000 USD.
This two-step invoice process solves the cash-flow gap inherent in floating physical pricing.

This reference workbook details the financial models used to calculate the hidden margin arbitrage available to sellers who successfully negotiate CIF Incoterms instead of FOB.

STEP 1: The FOB Baseline

Under FOB (Free on Board), Kamal only pays to get the goods loaded onto the ship. The buyer pays the main ocean freight. Kamal makes a pure commodity margin.

CellData LabelForensic Input Value
E2Cargo Volume1,000 Tons
E3Extraction & Loading Cost (FOB Origin)$8,000 / Ton
E4Negotiated FOB Sale Price$8,500 / Ton

FOB Gross Profit (Cell E5):

= (E4 - E3) * E2

Logic: ($8,500 - $8,000) × 1,000 = $500,000 USD. Kamal makes a clean $500k profit, but leaves money on the table.

STEP 2: The CIF Logistics Markup

Kamal pushes for CIF terms. Under CIF, Kamal pays the ocean freight. Because he has a strong relationship with the shipping line, he secures a bulk freight rate of $50/ton. However, in the commercial contract, he charges the buyer $75/ton for freight.

CellData LabelForensic Input Value
F2Cargo Volume1,000 Tons
F3Actual Bulk Freight Cost (Paid to Shipper)$50 / Ton
F4Contractual Freight Markup (Charged to Buyer)$75 / Ton

Hidden Logistics Arbitrage (Cell F5):

= (F4 - F3) * F2

Logic: ($75 - $50) × 1,000 = $25,000 USD.
By controlling the freight (CIF), Kamal engineers a hidden $25k profit margin simply by marking up the logistics cost to the buyer.

STEP 3: The Demurrage Threat

If Kamal executes CIF, but the buyer takes too long to unload the ship at the destination port, the shipping line charges a daily penalty (Demurrage). Kamal must protect his margin.

CellData LabelForensic Input Value
G2Daily Demurrage Rate (Shipping Line)$5,000 / Day
G3Days Delayed at Port4 Days
G4Demurrage Charged to Buyer (Contractual)$5,000 / Day

Demurrage Liability Shield (Cell G5):

= (G2 * G3) - (G4 * G3)

Logic: The shipping line charges Kamal $20,000. Kamal passes that exact $20,000 charge through to the buyer. The net liability is $0 USD.
If Kamal fails to write a back-to-back demurrage clause in his sales contract, he must absorb the $20,000 penalty, wiping out his hidden logistics margin.

Disclaimer: This matrix consolidates mathematical models for educational simulation. It does not replace professional accounting software.
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