Asset 9: Trade Trust Terminal (Session 5)

TILLSKILL TRUST TERMINAL

Session 5: Guarantee Architectures

Calculate the annual margin destruction of repetitive Documentary LCs and compare it to the streamlined efficiency of a consolidated Standby LC (SBLC) facility.

1. Friction Parameters

Documentary LC (MT700) Costs

Trades per Year:

Avg Bank Fee per LC (USD):

Avg Discrepancy Penalty (USD):

Standby LC (MT760) Costs

SBLC Facility Size (USD):

Annual Bank Issuance Fee (%):

2. Treasury Dashboard

Annual MT700 Friction Bleed

$0 USD

(Wasted entirely on commercial bank paper checking)

Annual SBLC Facility Cost

$0 USD

(Single annual premium for background safety net)

Net Corporate Margin Saved

AWAITING CALCULATION

(Direct capital injected back into operations)

Scaling Status

Input trading volume to evaluate LC decoupling ROI.

Calculate the catastrophic naked exposure of Open Account (O/A) trading, and evaluate the survival dynamics when wrapping the trade in Trade Credit Insurance (TCI).

1. Risk Parameters

Open Account Exposure

Total Invoice Value Shipped (USD):

Payment Terms (Days):

Trade Credit Insurance (TCI)

TCI Policy Premium (%):

Insurer Payout Coverage (%):

2. Risk Triage Dashboard

Naked Bankruptcy Risk

$0 USD

(Loss if buyer defaults with no TCI shield)

TCI Policy Cost

$0 USD

(Fractional cost to underwrite the buyer's balance sheet)

Insurer Capital Injection (On Default)

AWAITING CALCULATION

(Funds wired to you by the insurer to save the enterprise)

Exposure Status

Input open account volume to evaluate bankruptcy survival.